Category: ryycewbn

Government starts consultation on single housing ombudsman for whole sector

first_imgThe government is to introduce a single ombudsman to cover the whole of the property industry including for the first time both new homes and rented property, and has announced a consultation.There are currently four different complaints bodies in housing and not all those operating within the industry must join them, a ‘gap’ that the government says it wants to close.The private treaty and lettings sectors have three ombudsman – although one of the recently said it was withdrawing from the market – plus there’s an additional ombudsman for the social housing sector. But private landlords are not currently compelled by law to join a redress scheme or be accountable to an ombudsman.Eight weeksThe proposed initiative kicks off with an eight-week consultation which the Ministry of Housing, Communities and Local Government (MHCLG) says will help “shape a simpler and better complaints system” and that in future disputes will be “resolved faster” and homebuyers and tenants will be able to access compensation.The MHCLG consultation will look at various aspects of the property market including whether or not  a ‘whole industry’ ombudsman is really needed, but also look at whether builders should be included in the scheme; how to name and shame poor service and whether landlords should be forced to join a redress scheme.The consultation, which will be open to all including tenants, landlords, home owners, and existing ombudsman schemes, will close on 18th April this year.Housing ombudsman – industry reactions“For too long, tenants and homeowners have navigated multiple complaints procedures to resolve disputes about everyday household repairs and maintenance,” says Housing Secretary Sajid Javid.“Fixing this housing crisis is about more than just building homes, it’s ensuring people have the answers available when something goes wrong.”The plans have so far gone down well within the industry and the NHBC has welcomed a single ombudsman approach, praising it as a “positive development for both consumers and the new homes industry”.“NALS welcomes the speed with which the Government has brought forward this consultation,” says Isobel Thomson, CEO of NALS.“The simplification of the complaints process for consumers is to be welcomed. It makes sense to have one point of contact to engage with to ensure complaints are dealt with effectively and efficiently.“We want a private rented sector that is safer and fairer for all – tenants, landlords and letting agents, so we are pleased to see the consultation re-enforces Government’s commitment to ensure private landlords are covered by a redress scheme.”Responses to the consultation should be emailed to: [email protected] NHBC redress landlords ombudsman Sajid Javid February 19, 2018Nigel LewisOne commentChristopher Jai-bahadur, Morris Armitage Morris Armitage 21st February 2018 at 1:05 pmQuite simply as a family run business with a portfolio of well maintained and well mansged rental properties this new legislation will cause us to reduce our staffing levels. We as a company charge a one of fee of £250 plus vat to cover referencing, inventory, chrck in and check out plus admin. This is fully explained to all prodpective tenants and paid by them. We do not charge thelandlord as some others do.In my opinion we are being punished by this government for being both professional and transparent with our rental clients and our landlords.Again this government are hitting small business because they can.Chris Jai-Bahadur.Log in to ReplyWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Home » News » Government starts consultation on single housing ombudsman for whole sector previous nextRegulation & LawGovernment starts consultation on single housing ombudsman for whole sectorBoth tenants and new homes buyers will be covered by same ombudsman, Housing Secretary Sajid Javid reveals.Nigel Lewis19th February 20181 Comment1,588 Viewslast_img read more

Read More »

NON-INVASIVE CARDIOLOGIST

first_imgMD or DO required Kelly [email protected] Access (WTRS): 7-1-1 (out-of-state: TTY: 800.947.3529, STS:800.833.7637) and above Phone number (See RELAY_SERVICE for furtherinformation. ) 96179-AS FTE: Position Vacancy ID: Degree and area of specialization: Anticipated Begin Date: The ideal candidates will be BC/BE in internal medicine andcardiology; have training in nuclear cardiology andechocardiography; a strong clinical background with demonstratedexcellence in patient care and teaching; and a commitment toscholarly achievement. Fellows are encouraged to apply. Additional Link:Full Position Details A534225-MEDICAL SCHOOL/MEDICINE/CARDIOLOGY Contact: 100% Non-Invasive Cardiologist Employment Class: Official Title: Additional Information: License or Certificate: Minimum $48,072 ANNUAL (12 months)Plus UW Medical Foundation To begin the application process please click on the ” button. Youwill be asked to create a profile and upload a resume and coverletter.The deadline for assuring full consideration is October 31, 2018,however positions will remain open and applications may beconsidered until the position is filled.center_img ASSOC PROFESSOR (CHS)(D02NN) or ASST PROFESSOR (CHS)(D03NN) orCLINICAL ASSOC PROF(D52NN) or CLINICAL ASST PROF(D53NN) The University of Wisconsin is an Equal Opportunity andAffirmative Action Employer.The Annual Security and FireSafety Report contains current campus safety and disciplinarypolicies, crime statistics for the previous 3 calendar years, andon-campus student housing fire safety policies and fire statisticsfor the previous 3 calendar years. UW-Madison will provide a papercopy upon request; please contact the University of Wisconsin PoliceDepartment . Minimum number of years and type of relevant workexperience: Hiring Department(s): This is a renewable appointment. NOVEMBER 05, 2018 Position Summary: Instructions to Applicants: The University of Wisconsin-Madison Department of Medicine,Division of Cardiovascular Medicine seeks applications for BC/BEcardiologists to join a dynamic academic program, withopportunities to create a unique clinical practice and engage inteaching and clinical research at a world-class university.The School of Medicine and Public Health has a deep and profoundcommitment to diversity both as an end in itself but, also as avaluable means for eliminating health disparities. As such, westrongly encourage applications from candidates who foster andpromote the values of diversity and inclusion. NOTE: A Period of Evaluation will be Required Academic Staff-Renewable Term: Advertised Salary: Job no: 96179-ASWork type: Faculty-Full TimeDepartment: SMPH/MEDICINE/CARDIOLOGYLocation: MadisonCategories: Grant, Research, Contract Management, HealthCare, Medical, Social Services, Research, Scientific Working Title: Eligible for Wisconsin Medical License Applications Open: Sep 28 2018 Central Daylight TimeApplications Close:last_img read more

Read More »

Weekly Market Review: February 24, 2020

first_imgThe U.S. government has issued 30-year Treasury bonds since 1977. There was a four-year stretch of time (2002- 2006) when sales of new 30-year bonds were suspended, largely due to a lack of buyer interest. The closing yield on long-dated Treasuries has been as high as 15.21% (October 1981) and as low as 1.90%, the latter record set just last Friday (2/21/20). (source: BTN Research).American workers today are retiring three years later on average than they did in the 1980s. Even though the U.S. stock market rally is just two weeks short of 11 years in length, as of today, and has produced a +520% total return for the widely followed S&P 500 index, many “boomers” have missed out on the bounce back in equities.Some “boomers” experienced the pain of the 2007-2009 stock market crash (a 57% tumble), cashing out of stocks long after they peaked, and never got back in. They got the worst of both events: they stayed in during a two-year bear, and then stepped out and missed out on much, if not, all of an 11-year bull run (source: Boston College’s Center for Retirement Research).There were 2.52 people on average living in every American household in 2019, the lowest average household size in U.S. history. There were 3.33 people on average per household in 1960. A smaller size household is consistent with the number of babies being born in the U.S. today: the 3.8 million American births in 2018 was the smallest annual total since 1986 (source: Census Bureau).Notable Numbers for the Week:RED FEBRUARY – The last time that February did not produce the largest monthly deficit during a fiscal year was in fiscal year 2002 or 18 years ago (source: Treasury Department).TOP SHELF – To rank in the top 0.1% of U.S. taxpayers in tax year 2017, i.e., the top 1 out of 1,000 taxpayers, required an adjusted gross income of $2,374,937 (source: Internal Revenue Service).MILLIONS OF PEOPLE – The U.S. population reached 200 million in 1967, 300 million in 2006 (39 years later) and is projected to reach 400 million in 2058 (52 years later). Today’s population is 329 million (source: Census Bureau).FEWER FACTORIES – Manufacturing output makes up just 11% of the U.S.A.’s $22 trillion economy, the lowest percentage for our nation’s manufacturing sector since 1947 (source: Commerce Department).Presented by:Mark R. Reimet CFPCERTIFIED FINANCIAL PLANNERJodie BoothFINANCIAL PLANNERlast_img read more

Read More »

CSM opens route to coffee shops via Kate’s purchase

first_imgCSM vowed to make itself the “European premier supplier of choice” in the coffee shop sector, following its acquisition of Kate’s Cakes this week.The Dutch group, which owns BakeMark in the UK, bought Kate’s Cakes, which supplies customers including Starbucks, Pret A Manger and Waitrose, for £20.5 million plus £12m debt on Tuesday.The Dutch group said it planned to run West Sussex-based Kate’s Cakes and Wirral-based BakeMark UK “largely independently”, following the deal. Kate’s Cake’s management team, headed by MD Steve Greenhalgh would be retained for the “foreseeable future”.Marco Bertacca, CSM’s European vice-president for frozen and bakery products said: “Kate’s will complement our existing UK operations while providing a superb platform and effective model to enable us to focus on the growing opportunities within the coffee shop sector right across Europe. We have the clear aim of becoming the European premier supplier of choice within this important, fast-emerging channel.”Greenhalgh said the resources and market knowledge which CSM brought to Kate’s Cakes would help take the business to another level.BakeMark UK and Kate’s would be “left alone to do what they do best”, he said and customer contacts will be unchanged. He said: “Both Kate’s Cakes and BakeMark UK have strong market leading positions with highly effective individuals, teams and working methodology.”While we will creatively explore synergies, we will be very careful not to disturb what is a winning formula within both firms.”Kate’s Cakes employs some 470 people and has annual sales of around £23m, recording “strong double-digit growth” over the last few years, said CSM. The company was founded in 1989 and was bought by Greenhalgh in 1999.”This acquisition allows us to more quickly become a worldwide partner for leading companies in the high-quality foodservice and out-of-home markets,” said CSM chief executive Gerard Hoetmer.BakeMark UK country manager John Lindsay commented: “CSM is always looking for exciting purchases worldwide. It is great to see it actively investing in UK bakery.”last_img read more

Read More »

SMC seeks to end tobacco use on campus

first_imgColleen Fischer | The Observer As part of the Truth Initiative, posters are placed around campus in order to spread awareness about the harms of tobacco products.“One of the biggest parts of the sisterhood at Saint Mary’s is having respect for everyone here. More and more information has recently come out about the effects of secondhand smoke, and that impacts everybody on our campus,” Keen said in an email.Bobosky said going tobacco-free will help create a better Saint Mary’s.“By having the Saint Mary’s community go tobacco-free, we will be making a cleaner, healthier environment for the staff, students, faculty and visitors,” Bobosky said in an email.According to the organization’s website, anti-tobacco policies are “especially important for minority-serving institutions and community colleges” because it is these communities, in particular, that are most often targeted by the tobacco industry.“Tobacco companies have been specifically targeting women through their advertising for years,” said Keen. “Since Saint Mary’s is an all-women’s college, we are working to put a tobacco-free policy in place to improve our campus and the health of those who spend so much of their time here. The Truth Initiative has been very helpful in providing us with the resources that are specific to the all women’s aspect.”Bobosky and Keen’s approach to reducing tobacco use on campus has mostly been educational, as both have been hanging up informational posters and hosting events across campus. The pair is currently drafting a new policy to bring to the College administration, Bobosky said.“The grant team is currently in the stage of educating the community and drafting [a new] policy. Noel and I are trying to inform the Saint Mary’s community about the true facts of smoking and tobacco use,” Bobosky said.“Our work with the Truth Initiative will make Saint Mary’s a tobacco-free campus,” Keen said. “By enforcing this policy, smoking will not be allowed anywhere on campus which will make our campus much healthier.”Bobosky and Keen are trying to go beyond education by facilitating conversation about the pros and cons of making Saint Mary’s campus tobacco-free, the pair said.“[Keen] and I are in the works of planning a forum where the community is encouraged to come to voice any opinions or concerns about Saint Mary’s College campus going tobacco-free,” Bobosky said. “Our goal is to have open communication with the community and make sure all concerns are addressed.”In a previous interview with The Observer, Bobosky said the team aimed to make Saint Mary’s Tobacco free by the beginning of next school year. The goal has since been pushed back, but the two remain optimistic, Keen said.“With the grant, Saint Mary’s will be tobacco free by May of 2020,” Keen said. “However, we have had incredibly great feedback from our campus.”Tags: grant, smoking, Truth Initiative In pursuit of a better Saint Mary’s, two students — sophomore Addie Bobosky and junior Noel Keen — have become the face of the Truth Initiative grant on campus.According to its website, the Truth Initiative, a nonprofit that encourages institutions of higher learning to cut back on student tobacco, “offers grants of up to $20,000 to women’s colleges, minority-serving academic institutions and community colleges to adopt a 100 percent tobacco-free college policy.” Last year, Saint Mary’s received this grant, which Bobosky and Keen hope will make the College a campus where all people feel safe and healthy, Keen said.last_img read more

Read More »

VTIC honors town of Killington and Bill Orleans for travel industry excellence

first_imgThis week, hundreds of Vermont hospitality industry professionals from across the state, gathered at the Hilton Hotel in Burlington, VT for the 68th Annual Vermont Travel Industry Conference. During the conference’s awards ceremony, VTIC honored the Town of Killington for excellence in marketing; Bill Orleans, owner of PP&D Brochure Distribution, for Vermont Travel Person of the Year; and Morgan Goodyear, junior at Johnson State College, as recipient of the VTIC Scholarship.After a series of educational and motivational workshops led by industry specialists representing hotels, state tourist attractions, PR and marketing firms and more, the opening day, May 12, concluded with an awards banquet honoring some of the great people and projects in Vermont hospitality. The first award presented was the Governor’s Award for Marketing Excellence. As Master of Ceremonies, Josie Leavitt, owner of Flying Pig Bookstore in Shelburne, Vermont, told the audience, the award is given to ‘a tourism-related business, region, or association that has shown a clear understanding of the Vermont Brand and has successfully incorporated it into one or more marketing initiatives.’ The award also gives recognition to the ‘ongoing commitment to Vermont’s tourism industry.’ The judges were asked to base their votes on the following criteria: strategy, creativity, innovation or utilization of a new approach, and achievement of stated bbjectives. The nominees were each unique and excellent in their own way and choosing just one proved to be an incredibly challenging task but the winning project successfully met all of the criteria for marketing excellence. Through their rebranding initiative, the Town of Killington, winner of the 2011 Governor’s Award for Marketing Excellence, developed a strategy from the grassroots level that collaborated events, marketing & special projects.  They successfully were able to reach multiple audiences via various channels of communication and relied heavily on the public for private partnerships to leverage additional resources. The Town of Killington used Vermont’s intrinsic qualities while still retaining elements unique to Killington. Seth Webb, Director of Economic Development and Tourism for the Town of Killington accepted the award. Honorable mention for the Governor’s Award for Marketing Excellence was given to the Vermont Convention Bureau for their meeting planners guide ‘ a beautiful, comprehensive directory of the Vermont’s event and convention facilities; Ski Vermont for their 5th Grade Passport Program, a project designed to get kids involved in snow sports, and to encourage their allegiance to Vermont products, and again to Ski Vermont for their Digital Travel Initiative, a unique mobile phone application. The second award presented was the VTIC Scholarship. The scholarship fund was established in 1994 to enable Vermont college students to further their education in a tourism-related field. The VTIC Scholarship Award helps a deserving student become a future leader of the Vermont hospitality industry.  The 2011 scholarship recipient, Morgan Goodyear, is a junior at Johnson State College and currently works part-time as Conference Planning Assistant at Stoweflake Mountain Resort in Stowe. The final award presented was the Vermont Travel Person of the Year. This award honors a member of the Vermont community who exemplifies and ongoing dedication to what makes Vermont such a special place to visit.  The Vermont Travel Person of the Year award is presented to an individual who contributes significantly to Vermont’s travel & tourism industry, enforces the Vermont brand, helps position Vermont as a friendly and fun place to visit, promotes the value of tourism to the state’s economy, and exemplifies what is good within the travel industry and within our local communities.  The 2011 Vermont Travel Person of the Year award was presented to Bill Orleans, owner of PP&D Brochure Distribution and Chair of the 2011 Vermont Travel Industry Conference.  Bill’s services, as his nominees stated, ‘have become an integral part of the marketing plan of travel related businesses throughout Vermont.’ With over two million brochures distributed last year in hundreds of locations across the state, Bill has made a living promoting and supporting what is good in Vermont. For more information on the Vermont Travel Industry Conference, please visit the website at www.VTIC.org(link is external) or the conference Facebook page at www.facebook.com/VTIC802(link is external).last_img read more

Read More »

Browns River sweeps elementary and middle school stock market game, Mill River top Vermont high school

first_imgTwo student teams from Browns River Middle School, both coached by math teacher Suzanne McDevitt, won the spring 2011Vermont Stock Market Game competition.   The winning elementary school team was sixth graders Jacob Cann, Michael Phalen, and Cameron Main and the middle school team was seventh graders Connor Morway and Easton Baker. All five of the students are from Jericho. Teams start with $100,000 and buy and sell stocks for ten weeks, learning how to analyze financial statements, graph stock prices, and research company history and information.  The elementary school team ended $103,394 and the middle school team ended the competition with $122,543. An awards presentation will be held at Browns River Middle School on Wednesday, May 18 at 11:50 am for the elementary school team and 12:35 pm for the middle school team. The winning high school team was from Mill River Union High School in Clarendon.  Students Garrett Stearns, Ryan Hammond, and Alan Patch, working with business teacher Cindy Roberts, turned their initial $100,000 into $116,489 over the ten week period.  The date of their award presentation has not yet been finalized. Nearly 1,000 students from 37 schools around the state participated in the spring competition, which ran from January 31 to April 8.   The Stock Market Game, coordinated in Vermont by the Vermont Council on Economic Education, is an on-line teaching tool, which aims to educate Vermont students about personal finance at an early age so they are prepared to make smarter financial decisions and are less likely to have debt in the future.  ‘The Stock Market Game is one of many opportunities that Vermont teachers at all grade levels are using to teach their students about economic reasoning and financial literacy,’ said Art Woolf, executive director of VCEE. ‘The game, while played for only a few months, teaches students the value of long-term investing and how to balance long term gains with short term risk.’The Vermont Council on Economic Education (VCEE) is a nonprofit corporation dedicated to promoting economic education and literacy to Vermont students by providing economic instruction and resource materials to Vermont teachers at all grade levels in public and private schools.  The Stock Market Game is a national game organized and run by the Securities Industry and Financial Markets Association Foundation. May 17’Burlington, Vermont ‘last_img read more

Read More »

Peru and Ecuador Strengthen Ties

first_img Ecuadorean President Rafael Correa, center, declared that bilateral ties with neighboring Peru are at their strongest. The fraternal gesture came at a state visit to Lima in June where Correa and Peruvian President Alan García, left, signed an agreement to open a Peruvian interest section in Ecuador’s embassy in Switzerland and an Ecuadorean interest section in Peru’s embassy in Algeria. The leaders also inked agreements governing defense and transborder issues. The agreement closes a chapter in the conflicted history of the two countries, which went to war three times in the 20th century over their Amazonian border. A final peace accord between the two countries was signed in Brasilia in 1998. By Dialogo July 01, 2010 How wonderful that brother countries maintain good relations this is the basis for the South American union to move forward, they are countries with the same customs they don’t argue or enter into war with each other just peace and dialogue all the time I ask God to keep the countries of south america united Great! Hopefully in the future no South American government will ask for handouts from Empires and remain united for full development. MERCOSUR and UNASUR should be strengthened. Peruvian resident in Buenos Aires, Argentina They have no idea how much relations have changed between Peru and Ecuador; less than 10 years ago it was unthinkable that the Ecuadorian and/or Peruvian police could cross regularly over the borders to shop and it is now common to see them, or for example in case of fire the firefighters from both sides come to the rescue. And all that has just transpired some 15 years after the last conflict which killed dozens of soldiers on both sides. I’m sure that the same commitment to peace exists between Peru and Chile and relations will be at the same level between our peoples. Greetings last_img read more

Read More »

The ABC’s of MBL

first_img 7SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Those of you who do MBL loans or who are thinking about doing MBL loans should take a look at this recent FAQ released by the NCUA in its Quarterly Report.As readers of this blog know, on January 1st NCUA instituted a radical new approach to MBL regulation under which credit unions are given greater flexibility in shaping their MBL programs while examiners still retain the responsibility for making sure that credit union programs are designed and implemented in a safe and sound way. This approach is certainly worth trying, but it is a work in progress that requires credit unions not only to embrace their increased flexibility but their increased responsibility and examiners to distinguish between an inappropriate MBL program and a creative one.As such, this FAQ is an important guidance which should be read in conjunction with NCUA’s Examination Guide. Most importantly, the guidance reiterates that there are baseline elements that examiners are expecting to see in an MBL program. For example, credit unions are not just expected to have relevant policies and procedures commensurate with the sophistication of their MBL programs but also personnel qualified to manage these programs. continue reading »last_img read more

Read More »

BU engineering student makes ventilator prototype in his dorm room

first_img“I wanna help people and use my education to help people as well,” said Goodman. Jacob Goodman is a Binghamton University Junior studying mechanical engineering. He says while his professors were studying how to make masks and ventilators, he took up the challenge to make his own. VESTAL (WBNG) — During this pandemic, mechanical engineering student, Jacob Goodman, made a prototype ventilator in his dorm room with simple supplies from the store. He says he is working on getting more advanced material to make a whole new prototype. Goodman says while it is just a prototype right now, he says he is looking forward to upgrading it and eventually becoming a mechanical engineer when he graduates to work and help people in a crisis like this. Goodman went to Walmart and picked up some simple supplies such as a lunch box container and a camping collapsible water bottle. “The way it works is a chamber and inside that chamber is a bladder,” said Goodman. “That bladder is a collapsible water bottle that was from the camping section. The chamber itself is just a lunch box. The tubing is also used from another camping water bottle. One that’s designed to go on your back and it’s a tube that goes up to your mouth.”last_img read more

Read More »

FashionBuzz © 2015 | All Rights Reserved Theme by Flythemes