Colleen Fischer | The Observer As part of the Truth Initiative, posters are placed around campus in order to spread awareness about the harms of tobacco products.“One of the biggest parts of the sisterhood at Saint Mary’s is having respect for everyone here. More and more information has recently come out about the effects of secondhand smoke, and that impacts everybody on our campus,” Keen said in an email.Bobosky said going tobacco-free will help create a better Saint Mary’s.“By having the Saint Mary’s community go tobacco-free, we will be making a cleaner, healthier environment for the staff, students, faculty and visitors,” Bobosky said in an email.According to the organization’s website, anti-tobacco policies are “especially important for minority-serving institutions and community colleges” because it is these communities, in particular, that are most often targeted by the tobacco industry.“Tobacco companies have been specifically targeting women through their advertising for years,” said Keen. “Since Saint Mary’s is an all-women’s college, we are working to put a tobacco-free policy in place to improve our campus and the health of those who spend so much of their time here. The Truth Initiative has been very helpful in providing us with the resources that are specific to the all women’s aspect.”Bobosky and Keen’s approach to reducing tobacco use on campus has mostly been educational, as both have been hanging up informational posters and hosting events across campus. The pair is currently drafting a new policy to bring to the College administration, Bobosky said.“The grant team is currently in the stage of educating the community and drafting [a new] policy. Noel and I are trying to inform the Saint Mary’s community about the true facts of smoking and tobacco use,” Bobosky said.“Our work with the Truth Initiative will make Saint Mary’s a tobacco-free campus,” Keen said. “By enforcing this policy, smoking will not be allowed anywhere on campus which will make our campus much healthier.”Bobosky and Keen are trying to go beyond education by facilitating conversation about the pros and cons of making Saint Mary’s campus tobacco-free, the pair said.“[Keen] and I are in the works of planning a forum where the community is encouraged to come to voice any opinions or concerns about Saint Mary’s College campus going tobacco-free,” Bobosky said. “Our goal is to have open communication with the community and make sure all concerns are addressed.”In a previous interview with The Observer, Bobosky said the team aimed to make Saint Mary’s Tobacco free by the beginning of next school year. The goal has since been pushed back, but the two remain optimistic, Keen said.“With the grant, Saint Mary’s will be tobacco free by May of 2020,” Keen said. “However, we have had incredibly great feedback from our campus.”Tags: grant, smoking, Truth Initiative In pursuit of a better Saint Mary’s, two students — sophomore Addie Bobosky and junior Noel Keen — have become the face of the Truth Initiative grant on campus.According to its website, the Truth Initiative, a nonprofit that encourages institutions of higher learning to cut back on student tobacco, “offers grants of up to $20,000 to women’s colleges, minority-serving academic institutions and community colleges to adopt a 100 percent tobacco-free college policy.” Last year, Saint Mary’s received this grant, which Bobosky and Keen hope will make the College a campus where all people feel safe and healthy, Keen said.
This week, hundreds of Vermont hospitality industry professionals from across the state, gathered at the Hilton Hotel in Burlington, VT for the 68th Annual Vermont Travel Industry Conference. During the conference’s awards ceremony, VTIC honored the Town of Killington for excellence in marketing; Bill Orleans, owner of PP&D Brochure Distribution, for Vermont Travel Person of the Year; and Morgan Goodyear, junior at Johnson State College, as recipient of the VTIC Scholarship.After a series of educational and motivational workshops led by industry specialists representing hotels, state tourist attractions, PR and marketing firms and more, the opening day, May 12, concluded with an awards banquet honoring some of the great people and projects in Vermont hospitality. The first award presented was the Governor’s Award for Marketing Excellence. As Master of Ceremonies, Josie Leavitt, owner of Flying Pig Bookstore in Shelburne, Vermont, told the audience, the award is given to ‘a tourism-related business, region, or association that has shown a clear understanding of the Vermont Brand and has successfully incorporated it into one or more marketing initiatives.’ The award also gives recognition to the ‘ongoing commitment to Vermont’s tourism industry.’ The judges were asked to base their votes on the following criteria: strategy, creativity, innovation or utilization of a new approach, and achievement of stated bbjectives. The nominees were each unique and excellent in their own way and choosing just one proved to be an incredibly challenging task but the winning project successfully met all of the criteria for marketing excellence. Through their rebranding initiative, the Town of Killington, winner of the 2011 Governor’s Award for Marketing Excellence, developed a strategy from the grassroots level that collaborated events, marketing & special projects. They successfully were able to reach multiple audiences via various channels of communication and relied heavily on the public for private partnerships to leverage additional resources. The Town of Killington used Vermont’s intrinsic qualities while still retaining elements unique to Killington. Seth Webb, Director of Economic Development and Tourism for the Town of Killington accepted the award. Honorable mention for the Governor’s Award for Marketing Excellence was given to the Vermont Convention Bureau for their meeting planners guide ‘ a beautiful, comprehensive directory of the Vermont’s event and convention facilities; Ski Vermont for their 5th Grade Passport Program, a project designed to get kids involved in snow sports, and to encourage their allegiance to Vermont products, and again to Ski Vermont for their Digital Travel Initiative, a unique mobile phone application. The second award presented was the VTIC Scholarship. The scholarship fund was established in 1994 to enable Vermont college students to further their education in a tourism-related field. The VTIC Scholarship Award helps a deserving student become a future leader of the Vermont hospitality industry. The 2011 scholarship recipient, Morgan Goodyear, is a junior at Johnson State College and currently works part-time as Conference Planning Assistant at Stoweflake Mountain Resort in Stowe. The final award presented was the Vermont Travel Person of the Year. This award honors a member of the Vermont community who exemplifies and ongoing dedication to what makes Vermont such a special place to visit. The Vermont Travel Person of the Year award is presented to an individual who contributes significantly to Vermont’s travel & tourism industry, enforces the Vermont brand, helps position Vermont as a friendly and fun place to visit, promotes the value of tourism to the state’s economy, and exemplifies what is good within the travel industry and within our local communities. The 2011 Vermont Travel Person of the Year award was presented to Bill Orleans, owner of PP&D Brochure Distribution and Chair of the 2011 Vermont Travel Industry Conference. Bill’s services, as his nominees stated, ‘have become an integral part of the marketing plan of travel related businesses throughout Vermont.’ With over two million brochures distributed last year in hundreds of locations across the state, Bill has made a living promoting and supporting what is good in Vermont. For more information on the Vermont Travel Industry Conference, please visit the website at www.VTIC.org(link is external) or the conference Facebook page at www.facebook.com/VTIC802(link is external).
Two student teams from Browns River Middle School, both coached by math teacher Suzanne McDevitt, won the spring 2011Vermont Stock Market Game competition. The winning elementary school team was sixth graders Jacob Cann, Michael Phalen, and Cameron Main and the middle school team was seventh graders Connor Morway and Easton Baker. All five of the students are from Jericho. Teams start with $100,000 and buy and sell stocks for ten weeks, learning how to analyze financial statements, graph stock prices, and research company history and information. The elementary school team ended $103,394 and the middle school team ended the competition with $122,543. An awards presentation will be held at Browns River Middle School on Wednesday, May 18 at 11:50 am for the elementary school team and 12:35 pm for the middle school team. The winning high school team was from Mill River Union High School in Clarendon. Students Garrett Stearns, Ryan Hammond, and Alan Patch, working with business teacher Cindy Roberts, turned their initial $100,000 into $116,489 over the ten week period. The date of their award presentation has not yet been finalized. Nearly 1,000 students from 37 schools around the state participated in the spring competition, which ran from January 31 to April 8. The Stock Market Game, coordinated in Vermont by the Vermont Council on Economic Education, is an on-line teaching tool, which aims to educate Vermont students about personal finance at an early age so they are prepared to make smarter financial decisions and are less likely to have debt in the future. ‘The Stock Market Game is one of many opportunities that Vermont teachers at all grade levels are using to teach their students about economic reasoning and financial literacy,’ said Art Woolf, executive director of VCEE. ‘The game, while played for only a few months, teaches students the value of long-term investing and how to balance long term gains with short term risk.’The Vermont Council on Economic Education (VCEE) is a nonprofit corporation dedicated to promoting economic education and literacy to Vermont students by providing economic instruction and resource materials to Vermont teachers at all grade levels in public and private schools. The Stock Market Game is a national game organized and run by the Securities Industry and Financial Markets Association Foundation. May 17’Burlington, Vermont ‘
Ecuadorean President Rafael Correa, center, declared that bilateral ties with neighboring Peru are at their strongest. The fraternal gesture came at a state visit to Lima in June where Correa and Peruvian President Alan García, left, signed an agreement to open a Peruvian interest section in Ecuador’s embassy in Switzerland and an Ecuadorean interest section in Peru’s embassy in Algeria. The leaders also inked agreements governing defense and transborder issues. The agreement closes a chapter in the conflicted history of the two countries, which went to war three times in the 20th century over their Amazonian border. A final peace accord between the two countries was signed in Brasilia in 1998. By Dialogo July 01, 2010 How wonderful that brother countries maintain good relations this is the basis for the South American union to move forward, they are countries with the same customs they don’t argue or enter into war with each other just peace and dialogue all the time I ask God to keep the countries of south america united Great! Hopefully in the future no South American government will ask for handouts from Empires and remain united for full development. MERCOSUR and UNASUR should be strengthened. Peruvian resident in Buenos Aires, Argentina They have no idea how much relations have changed between Peru and Ecuador; less than 10 years ago it was unthinkable that the Ecuadorian and/or Peruvian police could cross regularly over the borders to shop and it is now common to see them, or for example in case of fire the firefighters from both sides come to the rescue. And all that has just transpired some 15 years after the last conflict which killed dozens of soldiers on both sides. I’m sure that the same commitment to peace exists between Peru and Chile and relations will be at the same level between our peoples. Greetings
7SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Those of you who do MBL loans or who are thinking about doing MBL loans should take a look at this recent FAQ released by the NCUA in its Quarterly Report.As readers of this blog know, on January 1st NCUA instituted a radical new approach to MBL regulation under which credit unions are given greater flexibility in shaping their MBL programs while examiners still retain the responsibility for making sure that credit union programs are designed and implemented in a safe and sound way. This approach is certainly worth trying, but it is a work in progress that requires credit unions not only to embrace their increased flexibility but their increased responsibility and examiners to distinguish between an inappropriate MBL program and a creative one.As such, this FAQ is an important guidance which should be read in conjunction with NCUA’s Examination Guide. Most importantly, the guidance reiterates that there are baseline elements that examiners are expecting to see in an MBL program. For example, credit unions are not just expected to have relevant policies and procedures commensurate with the sophistication of their MBL programs but also personnel qualified to manage these programs. continue reading »
“I wanna help people and use my education to help people as well,” said Goodman. Jacob Goodman is a Binghamton University Junior studying mechanical engineering. He says while his professors were studying how to make masks and ventilators, he took up the challenge to make his own. VESTAL (WBNG) — During this pandemic, mechanical engineering student, Jacob Goodman, made a prototype ventilator in his dorm room with simple supplies from the store. He says he is working on getting more advanced material to make a whole new prototype. Goodman says while it is just a prototype right now, he says he is looking forward to upgrading it and eventually becoming a mechanical engineer when he graduates to work and help people in a crisis like this. Goodman went to Walmart and picked up some simple supplies such as a lunch box container and a camping collapsible water bottle. “The way it works is a chamber and inside that chamber is a bladder,” said Goodman. “That bladder is a collapsible water bottle that was from the camping section. The chamber itself is just a lunch box. The tubing is also used from another camping water bottle. One that’s designed to go on your back and it’s a tube that goes up to your mouth.”
Even Mr. Biden’s narrow edge in Arizona after days of ballot counting underscored a profound political shift in the state, a longtime Republican bastion that has lurched left in recent years, fueled by rapidly evolving demographics and a growing contingent of young Latino voters who favor liberal policies.In one of the brightest spots for Democrats so far, the former astronaut Mark Kelly defeated the state’s Republican senator, Martha McSally, in a special election, making Mr. Kelly and Kyrsten Sinema the first two Democrats to represent Arizona in the Senate since the 1950s. The other pro-Trump protester was Franklyn Olivieri, 50, a Brooklyn-born construction worker who has lived in Arizona for more than two decades.“We just want a fair count,” Mr. Olivieri said. “If it needs to go to the courts, go to the courts.”Both of the men said they hoped any demonstration on Saturday would be peaceful.- Advertisement – One of the men in the parking lot held an American flag and said he was at the site as a single-issue voter, explaining that he was an anti-abortion campaigner. He declined to give his name.- Advertisement – PHOENIX — Joseph R. Biden Jr. held onto a narrow lead in Arizona after elections officials added thousands more votes to the results there on Saturday morning in what is likely to be one of the last large reports of new vote data from the state.Just before 11 a.m. on Saturday, roughly 6,800 more votes were added to the statewide tally, shrinking Mr. Biden’s lead slightly to about 28,000 votes. Then, about 10 minutes later, the tally of more than 45,000 additional votes was reported by Maricopa County, the largest county in the state, winnowing Mr. Biden’s lead further to about 20,000 votes. Officials in Maricopa County, which includes Phoenix, said the Saturday afternoon data dump would be the last large report of tallied votes they planned to release.- Advertisement – Although ballots counted on Friday and Saturday have tilted in Mr. Trump’s favor, Mr. Biden was firmly ahead of the president in Maricopa County after the latest batch of votes were tallied. If the results hold, 2020 will be the first time that Maricopa County voters have chose a Democrat for president in more than 70 years.The scene was calm on Saturday morning at the tabulation site near downtown Phoenix where Maricopa County employees were continuing their work. Only two protesters were standing in the parking lot where protests, some involving armed supporters of Mr. Trump, had unfolded this week. – Advertisement –
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Bank Indonesia (BI) announced on Thursday that it had cut its benchmark interest rate, the BI seven-day reverse repo rate, by 25 basis points to 4.25 percent. It had already slashed the rate by 50 basis points this year. The central bank signaled there was room for further reduction. “This is an opportunity to attain capital gains,” Ivan said. Historically, bond prices have moved in the opposite direction of interest rates, making them highly sought-after instruments in times of crisis.Read also: Investing in bonds safe bet amid market volatility: ExpertsIvan suggested that investors reduce their proportion of equities and, in turn, increase their exposure to bonds. For balanced asset allocation, according to Ivan, 40 percent should be allocated to fixed-income assets, 35 percent to money market assets and 25 percent to equity assets. “In fixed income, the flight to safety is to government bonds,” Eastspring Investments Indonesia chief executive officer Alan T Darmawan said in a livestreamed press conference organized by Prudential Indonesia on Tuesday. He said that especially during the pandemic, when considering corporate bonds, investors needed to look at the company’s performance, including its cash flow, before deciding to buy the instrument. This is not to say that investors should leave the stock market entirely, investment managers have said. As the JCI has fallen 21.88 percent this year as of Friday, they say this is a good time to collect stocks at discounted prices. “Before the economy picks up in the year 2021, people have to invest. But because we are afraid of the possibility of a W-shaped recovery [because of a second wave of infection], invest gradually,” Michael of Schroders Indonesia said. Read also: Low stock prices lucrative entry point for investors: Schroders IndonesiaHe added that foreign investors would most likely invest before the economy recovered, adding that entering after that time would be too late.Throughout the year, foreign investors, who make up about 40 percent of investors on the Indonesia Stock Exchange (IDX), have sold Rp 12.6 trillion worth of stocks. Over the past month, however, the IDX recorded a net foreign buy of Rp 15 trillion. “Are all sectors [performing] badly? Not really. There are sectors that are benefitting from the changes happening in the world,” Eastspring Investments Indonesia chief investment officer Ari Pitojo said in the press conference. Among those sectors were healthcare and communication services, Ari noted. Prudential Indonesia chief investment officer Novi Imelda explained that defensive sectors such as technology and consumer goods were among Prudential’s preferred stocks amid the pandemic. Throughout the year, the index for the trade, services and investment sector fell by 21.21 percent, while the consumer goods industry sector slumped by 11.50 percent. These declines were more modest than the property, real estate and building construction sector which fell by 32.94 percent over the same period. Topics : Indonesian asset managers are expressing a preference for bonds amid crisis-driven market volatility, suggesting that investors gradually enter the market before the economy starts to pick up.Bonds, especially government bonds, are considered relatively low risk and have become attractive to investors as interest rates fall. “Sovereign debt gives quite a good return relative to time deposits, despite its downside being its difficulty to liquidate compared to time deposits,” said Michael Tjoadi, president director of Schroders Indonesia, which manages about Rp 61 trillion in funds. The benchmark 10-year government bond yield is 7.45 percent, according to data from the Indonesia Bond Pricing Agency (IBPA). Meanwhile, the Deposit Insurance Corporation (LPS) deposit rate is now at 5.50 percent, and the Jakarta Composite Index (JCI), a benchmark measure of the Indonesian stock market, has dropped about 20 percent this year.Read also: Strategy key in stocks investment amid volatility: Experts“2020 is the year for bonds,” said Bank Commonwealth head of wealth management and premier banking Ivan Jaya during a webinar organized by the bank on June 16.“We are of the view that bonds are a good choice, either rupiah- or dollar-denominated bonds, as the Bloomberg consensus says that there will be more interest rates cuts.”
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